Join and Grow with Trusted Ajo Contributions
Easily save daily, build discipline, and access funds quickly with our secure digital contribution platform.
Empowering communities through secure and flexible daily savings
We are a fintech company focused on digitizing traditional daily savings (Ajo, Esusu, Thrift). Our platform brings structure, transparency, and trust to community contribution systems.
With real-time tracking, automated collection, and group management features, we help users save effortlessly and build financial stability together.
What Drives Us
- Community Trust
- Financial Inclusion
- Easy Contribution Tracking
- Security & Transparency
- Savings Discipline
Our Mission
To simplify daily savings for individuals and groups by offering a reliable, transparent, and digital contribution system.
Why Save With Us
Join a smarter way to manage daily savings. Whether you're part of a group or saving solo, our platform makes the process secure, transparent, and stress-free.
Simple to Use
Clean dashboard and easy tracking of daily contributions.
Real-time Monitoring
See your savings grow daily with live updates and records.
Reliable Support
We're here to help you resolve issues anytime you need us.
Safe & Secure
Encrypted transactions and trusted disbursement processes.
Getting Started is Easy
With just a few simple steps, you can start saving daily and growing your money securely with your group or as an individual.
Create an Account
Register on our website or mobile app with your name and phone number to start your savings journey.
Join or Create a Thrift Group
Decide whether to save solo or with others. Join an existing group or start your own.
Start Saving Daily
Contribute your agreed amount daily and monitor your savings in real time from your dashboard.
Withdraw or Rotate Collection
Access your total savings at the end of the cycle or collect in turns with others in your group.
0K+
Active Daily Savers
0%
Payout Success Rate
0M+
Total Contributions Processed
Start Saving in Minutes
Join thousands of Nigerians growing their savings through trusted group contributions.
Create/Join Group
Start a new savings circle or join an existing one with friends/family.
Set Contribution Plan
Choose amount (₦200-₦50,000/day) and duration (10-365 days).
Automate Savings
Daily amounts debit automatically from your Kpoint wallet.
Receive Payout
Get your lump sum when it's your turn in the rotation.
Choose Your Contribution Style
Traditional Esusu
Fixed-order payouts. Perfect for trusted groups where members agree on payout sequence upfront.
Random Rotation
Algorithm randomly selects payout order each cycle. Great for fair distribution.
Bid-Based Ajo
Members bid for early payouts. Earn interest when others bid higher for earlier positions.
What Our Members Say
Real stories from Nigerians using Kpoint Groups
"Saved ₦150,000 in 3 months with my market women group. The automated deductions made it painless!"
"As a freelancer, Kpoint Groups helps me save consistently. Got my payout right when client payments were delayed."
"Our staff cooperative of 12 saved ₦2.4M in 6 months. The transparency features eliminated all the usual doubts about who paid when."
Bank-Grade Security
All group funds are held in licensed financial institution escrow accounts. Not even Kpoint can access these funds outside the agreed payout schedule.
Every transaction is encrypted and recorded on immutable logs. Members receive instant notifications for all group financial activities.
Certifications & Compliance
- NDIC Insured
- PCI DSS Compliant
- CBN Licensed
Our Promise
Your contributions are protected with the same security as bank deposits. We never touch your money - it goes directly to escrow.
Frequently Asked Questions
- Automatic catch-up deductions with penalty
- Temporary suspension from payout rotation
- Group vote on consequences
- You receive your contributed amount minus penalties
- Forfeit any expected interest
- May require group approval
Contact Us
Utilize our tools to develop your concepts and bring your vision to life. Once complete, effortlessly share your creations.